Business Income Insurance (BII), often called Business Interruption Insurance, is a crucial type of coverage that protects a business's income stream when operations are temporarily halted due to direct physical damage from a covered peril.

Essentially, while Commercial Property Insurance pays to repair or replace the physical assets (building, equipment), Business Income Insurance pays for the financial impact of being unable to operate.

How It Works

BII is generally triggered when a covered peril (like fire, windstorm, or theft, as defined in your main property policy) causes physical damage that forces your business to:

1. Temporarily close.

Welcome to our group Skwah Adult Educatio Group! A space for us to connect and share with each other. Start by posting your thoughts, sharing media, or creating a poll.